In this episode, we’re joined by Rachael Howe where we break down the legal process, from buying your first home, the day the Searches are ordered, to the best day ever – getting the keys to your first home!
Even hearing the word conveyancing or solicitor probably gives you a little bit of a headache, so I’ve sat down with the lovely Rachael from Frodsham Solicitors to hopefully make it a little bit lighter for you.
What does this episode cover?
We know that conveyancing is the process you go through when you buy a house or remortgage one, but it’s the legal side of things that not everybody sees. Rachael breaks this down for us so we understand why we need a conveyancer and how she checks that your house is fit for purpose.
Are you thinking that you don’t need a solicitor and it’s a DIY job? Well, think again! Rachael explains why you won’t be able to proceed with your mortgage process without one. Don’t forget that solicitors must do an undertaking with your lender to make sure that their name is on the title deeds and that they’re using the money as they should be using it.
You can find out how to watch/listen to any of our Mortgage Heroes podcast episodes, including the one with Rachael, here.
They are packed with useful hints and tips from industry experts – so make sure you watch/listen to put yourself in the best position for when it comes to buying your first/next home!
Disclaimer: As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.