Mortgage Heroes Podcast With Lee Carthew


Remortgages come around faster than Birthdays – or so it seems! The Remortgage process can be a daunting one.

Imagine this, you’ve bought your home, you’ve redecorated, you may have had a couple of kids, and you’re settled… then BAM, a letter drops through the post from your lender saying changes are being made to your current deal. Unfortunately, this usually means your interest rates might creep up!

So, where do we go from here? We’re joined in this episode by our very own mortgage adviser Lee Carthew who answers some of the questions that we get asked every day regarding Remortgages. Let’s get into it…


What is a Remortgage?  

 A Remortgage is where you’re at the end of your fixed term, which could be up to 5 years, and you need to redo your mortgage. This means you can either swap it onto another fixed rate, change your lender, or it may be the case that you want to raise more money.

When do you need to start thinking about your Remortgage?

Realistically you should start about 6 months before it’s due: This is to make sure you’re in a good place so that you don’t just drift onto the lender’s standard variable rate, and that’s the thing that will cost you more money.

If you’re at that stage now where it might be your first time to Remortgage a property, then listen in because our latest podcast episode is packed with useful hints and tips from industry experts.

You can find out how to watch/listen to any of our Mortgage Heroes podcast episodes, including the one with Lee, here.

Disclaimer: As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.


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